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FINANCE ACCOUNTING   

Financial Analysis for Banking and Finance Training

Hands-on Financial Analysis for Banking and Finance Masterclass

Build practical skills in banking and financial analysis, credit evaluation, financial statement interpretation, ratio analysis, and risk assessment. Learn through real-world banking case studies and hands-on exercises to make informed lending, investment, and financial decisions with confidence.

financial-analysis-for-banking-and-finance-training
Course Overview
  

Course Overview

Financial analysis is a critical capability for banking and finance professionals to evaluate business performance, assess creditworthiness, support investment decisions, manage financial risks, and ensure regulatory compliance. By interpreting financial statements, analyzing key performance indicators, and applying analytical techniques, professionals can make informed decisions that improve profitability, liquidity, and long-term financial sustainability.

The Financial Analysis for Banking and Finance Training by myTectra is a comprehensive instructor-led program designed to equip participants with practical expertise in financial statement analysis, banking financial analysis, ratio analysis, credit assessment, financial modeling, forecasting, risk analysis, and executive financial reporting. The course integrates accounting fundamentals with modern financial analytics using Microsoft Excel, industry frameworks, real-world banking case studies, and AI-assisted financial analysis concepts.

Through hands-on exercises, financial modeling workshops, banking scenarios, and practical business case studies, participants will develop the skills required to analyze financial performance, support lending and investment decisions, identify financial risks, and deliver strategic insights for banking and financial institutions.

Course Objectives

Upon successful completion of this training, participants will be able to:

  • Understand financial accounting and banking analysis principles.
  • Interpret financial statements for business decision-making.
  • Perform ratio, trend, and cash flow analysis effectively.
  • Evaluate banking performance using industry frameworks.
  • Assess creditworthiness and lending risks confidently.
  • Build financial models and forecasting scenarios using Excel.
  • Analyze financial risks and support investment decisions.
  • Apply banking regulations and financial compliance concepts.
  • Create executive dashboards and financial reports.
  • Improve analytical decision-making in banking and finance.

Prerequisites

Recommended:

  • Basic understanding of accounting or finance
  • Familiarity with financial statements
  • Basic Microsoft Excel skills
  • Interest in banking, finance, and financial analysis

No prior financial modeling experience is required.

Target Audience

This course is ideal for:

  • Banking Professionals
  • Financial Analysts
  • Credit Analysts
  • Investment Analysts
  • Finance Managers
  • Relationship Managers
  • Treasury Professionals
  • Risk Analysts
  • Corporate Finance Professionals
  • Chartered Accountants (CA)
  • CMA Professionals
  • MBA Finance Graduates
  • Commerce Graduates
  • Auditors
  • Professionals seeking careers in Banking and Financial Services

Training Methodology

  • Instructor-Led Interactive Sessions
  • Financial Statement Analysis Workshops
  • Microsoft Excel Hands-on Labs
  • Financial Modeling Exercises
  • Banking and Credit Analysis Simulations
  • Case Studies from Banking and Financial Services
  • Power BI Demonstrations (Concepts)
  • AI-Assisted Financial Analysis Sessions
  • Capstone Project
  • Interactive Assessments and Q&A

Tools Covered

  • Microsoft Excel
  • Microsoft Power BI (Concepts)
  • Financial Modeling Templates
  • Ratio Analysis Frameworks
  • CAMELS Framework
  • Basel III (Concepts)
  • Financial Dashboard Templates
  • AI-Assisted Financial Analysis Tools (Concepts)
  • Risk Assessment Templates
  • Executive Reporting Templates

Key Benefits

  • Master financial statement analysis for banking decisions.
  • Strengthen credit analysis and lending assessment skills.
  • Build practical financial models using Microsoft Excel.
  • Evaluate banking performance using industry-standard frameworks.
  • Improve forecasting and financial planning capabilities.
  • Understand banking regulations and compliance requirements.
  • Leverage AI concepts for faster financial analysis.
  • Develop executive dashboards and performance reports.
  • Gain practical experience through real banking case studies.
  • Advance your career in banking, finance, and financial analysis.
  

Course Outcomes

After completing this course, participants will be able to:

Interpret financial statements with confidence.
Interpret financial statements with confidence.
Perform comprehensive financial and ratio analysis.
Perform comprehensive financial and ratio analysis.
Evaluate banking performance using industry frameworks.
Evaluate banking performance using industry frameworks.
Assess borrower creditworthiness and lending risks.
Assess borrower creditworthiness and lending risks.
Build financial models and forecasts using Excel.
Build financial models and forecasts using Excel.
Support investment and corporate finance decisions.
Support investment and corporate finance decisions.
Apply banking regulations and compliance concepts.
Apply banking regulations and compliance concepts.
Create executive dashboards and financial reports.
Create executive dashboards and financial reports.
Identify financial risks and business opportunities.
Identify financial risks and business opportunities.
Enhance analytical decision-making in banking & finance.
Enhance analytical decision-making in banking & finance.
  

Course Outline

Module 1: Financial Accounting and Banking Fundamentals

Topics Covered

  • Introduction to Banking and Financial Analysis
  • Financial Accounting Principles
  • Accounting Assumptions and Concepts
  • Double-Entry Bookkeeping
  • Journal Entries and Ledgers
  • Revenue and Expense Recognition
  • Accrual vs. Cash Accounting
  • Banking Products and Services
  • Financial Reporting Framework
  • Overview of the Banking Industry

Practical Workshops

Explore:

  • Accounting fundamentals
  • Banking operations
  • Financial reporting concepts
  • Business finance scenarios
Module 2: Financial Statements and Reporting

Topics Covered

  • Income Statement Analysis
  • Balance Sheet Analysis
  • Cash Flow Statement Analysis
  • Statement of Changes in Equity
  • Notes to Financial Statements
  • Financial Reporting Standards
  • Annual Report Interpretation
  • Banking Financial Statements
  • Financial Statement Linkages
  • Reporting Best Practices

Practical Workshops

Perform:

  • Financial statement interpretation
  • Annual report analysis
  • Statement linkage exercises
  • Reporting reviews
Module 3: Financial Statement Analysis

Topics Covered

  • Horizontal Analysis
  • Vertical Analysis
  • Common-Size Statements
  • Trend Analysis
  • Comparative Analysis
  • Working Capital Analysis
  • Earnings Quality Assessment
  • Cash Flow Interpretation
  • Financial Health Evaluation
  • Business Performance Review

Practical Workshops

Develop:

  • Financial analysis reports
  • Trend analysis models
  • Working capital reviews
  • Financial performance assessments
Module 4: Financial Ratio Analysis

Topics Covered

  • Liquidity Ratios
  • Profitability Ratios
  • Solvency Ratios
  • Efficiency Ratios
  • Coverage Ratios
  • Market Ratios
  • Banking Performance Ratios
  • DuPont Analysis
  • Ratio Interpretation
  • Industry Benchmarking

Practical Workshops

Create:

  • Ratio analysis templates
  • Performance scorecards
  • Benchmark comparisons
  • Financial dashboards
Module 5: Banking Financial Analysis

Topics Covered

  • CAMELS Framework
  • Capital Adequacy Analysis
  • Asset Quality Assessment
  • Management Efficiency
  • Earnings Analysis
  • Liquidity Assessment
  • Market Risk Sensitivity
  • Net Interest Margin (NIM)
  • Cost-to-Income Ratio
  • Banking Performance Evaluation

Practical Workshops

Analyze:

  • Banking performance
  • Financial institution reports
  • CAMELS assessments
  • Banking KPIs
Module 6: Credit Analysis and Lending Decisions

Topics Covered

  • Credit Risk Fundamentals
  • Borrower Financial Assessment
  • Cash Flow Analysis
  • Debt Service Coverage Ratio (DSCR)
  • Loan Eligibility Assessment
  • Covenant Analysis
  • Credit Rating Concepts
  • Working Capital Financing
  • Loan Structuring
  • Credit Decision Framework

Practical Workshops

Prepare:

  • Credit assessments
  • Loan evaluation reports
  • Cash flow analysis
  • Borrower risk reviews
Module 7: Risk Analysis in Banking

Topics Covered

  • Credit Risk
  • Market Risk
  • Liquidity Risk
  • Operational Risk
  • Enterprise Risk Management
  • Basel Framework Concepts
  • Stress Testing
  • Scenario Analysis
  • Risk Indicators
  • Risk Reporting

Practical Workshops

Develop:

  • Risk assessments
  • Stress testing models
  • Scenario analysis
  • Risk reporting dashboards
Module 8: Investment and Corporate Financial Analysis

Topics Covered

  • Equity Analysis
  • Fixed Income Analysis
  • Business Valuation Fundamentals
  • Cost of Capital
  • Capital Structure Analysis
  • Dividend Analysis
  • Investment Decision Framework
  • Portfolio Performance Analysis
  • Corporate Performance Evaluation
  • Financial Decision-Making

Practical Workshops

Evaluate:

  • Investment opportunities
  • Corporate financial performance
  • Valuation exercises
  • Portfolio analysis
Module 9: Financial Forecasting and Financial Modeling

Topics Covered

  • Financial Forecasting
  • Revenue Forecasting
  • Expense Forecasting
  • Budget Preparation
  • Working Capital Forecasting
  • Integrated Financial Models
  • Scenario Modeling
  • Sensitivity Analysis
  • Mergers and Acquisitions Modeling
  • Financial Planning

Practical Workshops

Build:

  • Financial forecasting models
  • Budget templates
  • Scenario analysis models
  • Financial planning reports
Module 10: Microsoft Excel for Financial Analysis

Topics Covered

  • Financial Functions
  • Lookup Functions
  • Pivot Tables
  • Financial Modeling Techniques
  • Ratio Analysis Templates
  • Dashboard Development
  • Data Validation
  • Scenario Analysis
  • Automated Financial Reports
  • Executive Dashboard Creation

Practical Workshops

Create:

  • Financial models
  • Excel dashboards
  • KPI reports
  • Automated financial analysis templates
Module 11: Banking Regulations and Compliance

Topics Covered

  • Banking Regulatory Framework
  • RBI Regulatory Guidelines
  • Basel III Concepts
  • Capital Adequacy Requirements
  • Liquidity Coverage Ratio (LCR)
  • Know Your Customer (KYC)
  • Anti-Money Laundering (AML)
  • Financial Compliance
  • Regulatory Reporting
  • Governance Best Practices

Practical Workshops

Develop:

  • Compliance checklists
  • Regulatory assessment reports
  • Governance reviews
  • Banking compliance documentation
Module 12: AI and Data Analytics in Financial Analysis

Topics Covered

  • Introduction to AI in Finance
  • AI-Assisted Financial Analysis
  • Generative AI for Financial Reporting
  • Predictive Financial Analytics
  • AI-Based Risk Assessment
  • Automated Financial Insights
  • Prompt Engineering for Finance Professionals
  • AI Governance
  • Responsible AI Practices
  • Future of AI in Banking and Finance

Practical Workshops

Explore:

  • AI-assisted financial analysis
  • Automated reporting workflows
  • Predictive analytics use cases
  • AI-powered decision support
Module 13: Power BI for Financial Reporting

Topics Covered

  • Power BI Fundamentals
  • Data Import and Transformation
  • Data Modeling
  • Financial Dashboards
  • KPI Development
  • Banking Performance Visualization
  • Executive Reporting
  • Drill-Down Analytics
  • DAX Concepts
  • Automated Reporting

Practical Workshops

Build:

  • Financial dashboards
  • Banking KPI reports
  • Executive scorecards
  • Interactive visualizations
Module 14: Working Capital and Cash Flow Management

Topics Covered

  • Working Capital Management
  • Cash Conversion Cycle
  • Receivables Analysis
  • Payables Management
  • Inventory Analysis
  • Cash Flow Optimization
  • Liquidity Planning
  • Treasury Management Concepts
  • Banking Cash Management
  • Working Capital Strategies

Practical Workshops

Analyze:

  • Cash flow statements
  • Working capital reports
  • Liquidity assessments
  • Treasury scenarios
Module 15: Corporate Finance Decision-Making

Topics Covered

  • Capital Budgeting
  • Net Present Value (NPV)
  • Internal Rate of Return (IRR)
  • Payback Period Analysis
  • Cost of Capital
  • Financing Decisions
  • Dividend Policy
  • Financial Strategy
  • Investment Evaluation
  • Shareholder Value Creation

Practical Workshops

Perform:

  • Capital budgeting analysis
  • Investment appraisals
  • Cost of capital calculations
  • Strategic finance exercises
Module 16: Fraud Detection and Financial Red Flags

Topics Covered

  • Financial Statement Fraud
  • Revenue Manipulation
  • Expense Manipulation
  • Earnings Management
  • Fraud Indicators
  • Benford's Law Concepts
  • Ratio-Based Fraud Detection
  • Cash Flow Red Flags
  • Governance Risks
  • Fraud Case Studies

Practical Workshops

Identify:

  • Fraud indicators
  • Financial anomalies
  • Risk areas
  • Fraud prevention strategies
Module 17: Banking Case Studies and Industry Applications

Topics Covered

  • Commercial Banking Analysis
  • Retail Banking Performance
  • Corporate Lending Case Study
  • Investment Banking Overview
  • NBFC Financial Analysis
  • Credit Portfolio Review
  • Banking Performance Benchmarking
  • Financial Distress Analysis
  • Business Turnaround Cases
  • Industry Comparisons

Practical Workshops

Solve:

  • Banking case studies
  • Credit analysis scenarios
  • Performance evaluations
  • Financial decision-making exercises
Module 18: Executive Financial Reporting

Topics Covered

  • Executive Financial Reports
  • KPI Reporting
  • Management Dashboards
  • Business Performance Reviews
  • Financial Storytelling
  • Board-Level Reporting
  • Investment Presentations
  • Banking MIS Reports
  • Decision Support Reporting
  • Presentation Best Practices

Practical Workshops

Prepare:

  • Executive reports
  • KPI dashboards
  • Board presentations
  • Management summaries
Module 19: Emerging Trends in Banking and Financial Analytics

Topics Covered

  • Digital Banking Analytics
  • FinTech Innovations
  • AI in Banking
  • ESG Reporting Concepts
  • Predictive Financial Analytics
  • Real-Time Financial Monitoring
  • Intelligent Automation
  • Regulatory Technology (RegTech)
  • Cloud-Based Financial Analytics
  • Future of Financial Services

Practical Workshops

Evaluate:

  • Emerging technologies
  • Digital banking trends
  • FinTech applications
  • Future-ready analytics strategies
Module 20: Capstone Project – End-to-End Banking Financial Analysis

Comprehensive Financial Analysis Project

Participants will:

  • Analyze corporate and banking financial statements.
  • Perform ratio, trend, and working capital analysis.
  • Evaluate borrower creditworthiness and lending risk.
  • Develop integrated financial models using Microsoft Excel.
  • Build executive dashboards for banking KPIs.
  • Conduct financial forecasting and scenario analysis.
  • Assess financial and operational risks.
  • Prepare strategic financial recommendations for management.
  • Present executive-level financial reports with supporting insights.
  • Complete a comprehensive banking and finance case study.

Join the Course Now!
  

Clients Testimonials

Hear what our learners say about myTectra!

The Financial Analysis for Banking and Finance Training at myTectra gave me a much stronger understanding of financial statements, credit analysis, and banking performance metrics. The practical Excel exercises and real banking case studies made it easy to connect theory with day-to-day decision-making. I now approach credit evaluations with greater confidence and a more structured analytical process.
Sureka Nair
Credit Risk Analyst
Every module was thoughtfully designed and highly relevant to professionals working in banking. The sessions on ratio analysis, CAMELS framework, financial forecasting, and risk assessment were particularly useful. The trainers encouraged discussions around real business scenarios, which made the learning practical rather than purely academic.
Agantika Patel
Assistant Manager, Corporate Banking
I was looking for a course that went beyond accounting basics, and this program delivered exactly that. The combination of financial modeling, cash flow analysis, investment evaluation, and executive reporting helped me build analytical skills that I now use regularly in management reviews and business planning. The quality of instruction at myTectra exceeded my expectations.
Sunaina Shetty
Financial Planning and Analysis (FP&A) Executive
This training brought together financial analysis, banking operations, and risk management in a very practical way. The modules on lending decisions, financial statement interpretation, and banking KPIs helped me better understand how financial data supports customer assessments and business decisions. It was an engaging learning experience with plenty of hands-on activities and industry-focused examples.
Ravina Deshpande
Relationship Manager, Retail Banking

Why Choose Us?

Discover key features that set our training apart.

Expert-Led Training

Learn from certified instructors with real-world industry experience.

Hands-On Learning

Practical assignments and projects to build job-ready skills.

Globally Recognized Certificate

Earn a professional certificate to boost your career opportunities.

FAQ's

What is the duration of this course?

The total course duration is 40 hours delivered via instructor-led sessions and practical labs.

Will I get placement assistance?

myTectra is providing 100% placement assistance on our key courses. We help you with the career counselling, Exams on Key courses, Mock Interviews and Technical Interviews Tips.

Landing an interview proves that you have the job-specific skills for the position, but how do your interview skills stack up? Also, Soft skills are often the most important factor in showing you're the best candidate for the job.

Hence we are conducting FREE TRAINING on Soft-Skills worth Rs-25, 000 to all myTectra students which will help you to attend the interviews with more confidence.

What if I miss a class?

You will never miss a lecture at myTectra. You can choose either of the two options:

Classroom Training:

  • If you miss one or few classes we can give a backup class based on trainer and your convenient time. 
  • In case if you miss many classes, we can reschedule your class with upcoming batches or other running batches based on how many courses topics you have completed so far.

Live-Online Training:

  • View the recorded session of the class available in your LMS.
  • You can attend the missed session, in any other live batch.
Can I attend a demo session before enrollment?

Yes. We arrange a free demo for all the courses either in the Classroom or Live-Online demo. Please fill the demo request form below to schedule a free demo.

What if I have more queries?

Just give us a CALL at +918047112411 OR email at support@mytectra.com

What are the payment options?

Payments can be made using any of the following options and a receipt of the same will be issued to you automatically via email for both classroom training and Online training.

  • Visa Debit/Credit Card
  • American Express and Diners Club Card
  • Master Card
  • PayPal
  • Net Banking/Wire Transfer
  • UPI Payment such as Google Pay, PhonePe, Paytm
  • Cash/Cheque/DD ( Not for Online Training )
Where do the classes take place?

For Individual: 

Classroom Training - Bangalore

Live-Online Training - Globally 

For Corporates: 

Classroom Training - We deliver classroom training for corporate in more than 20 countries. Send us an Enquiry Now!

Online Training - Globally

* All of the classes are conducted live online. They are interactive sessions that enable you to ask questions and participate in discussions during class time. We do, however, provide recordings of each session you attend for your future reference.

Who are the Trainers?

Our Trainer’s are chosen not only for their knowledge and expertise but also for their real-time experience in the respective courses.

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Master Financial Analysis for Banking and Finance

Develop skills in banking financial analysis, credit assessment, financial reporting, ratios, and cash flow analysis.